Tata Aig Two Wheeler Insurance:Renew Or Buy Online Tata Aig Bike Insurance

TATA AIG Two Wheeler Insurance plan - is offered by Tata AIG General Insurance Company Limited, which is an Indian general insurance company. TATA Aig is joint wander between TATA Group and American international group.

Two wheeler are considered as the most helpful and agreeable method of transportation in any bustling city. Notwithstanding, the same isn't free from chance particularly in the present situation where the quantities of vehicles are expanding step by step. TATA AIG has planned Two Wheeler Insurance Plans to shield the same from the danger of accidents, outsider damage/misfortune and so on. The company takes into account the necessities of insurance plans both in the Life Insurance plans and in General Insurance plans. Two-Wheeler insurance plan offered by the company goes under the classification of Motor Insurance plans. Among the various two wheeler insurance plans, TATA AIG two wheeler plan is a comprehensive plan which gives the overall protection from any unexpected occurrences.

Reasons To Choose Tata AIG Bike insurance

A two-wheeler insurance is to a great degree valuable given our street conditions. While there are various back up plans offering this item, there are a couple of focuses which separate Tata AIG's two-wheeler insurance.

• Discounts :An individual can get a good deal on the policy, because of the No Claim Bonus offered by Tata AIG.
• Protection :The policy covers the misfortune/damage to the vehicle emerging out of numerous situations.
• Online renewal : A policyholder can restore the policy online, helping him/her spare time and exertion.
• Outsider risk :The policy gives protection against any outsider damage.
• National nearness :Tata AIG has a nearness the nation over, with more than 150 branches and 10,000 or more authorized specialists taking into account any necessity which could emerge.
• Hassle free settlement :Tata AIG takes after a basic and bother free methodology with regards to claim settlement.
• Expanded cover :One can settle on long haul cover, wherein the policy is substantial for a long time, sparing one time concerning yearly renewal.
• Add-ons :One can look over seven add-on choices to upgrade the protection offered by a base plan.
• Cashless :Tata AIG has a wide network of cashless carports situated the nation over. One can repair any damage to the vehicle here, with these carports taking into account vehicles of various makes and motor sizes.
• 24x7 customer serviceTata AIG has a 24x7 customer mind network which takes into account any questions/issues one could have

Two Wheeler Insurance Plans Available Under Tata AIG

Tata AIG right now offers two insurance plans for two-wheelers, the Auto Secure – Two-wheeler Package Policy and the Auto Secure – Two-wheeler Long-term Policy.

Auto Secure – Two-wheeler Long-term Policy :

Auto Secure – Two-wheeler Long-term Policy - The long term policy is intended to give cover to a term of three years, liberating one from the undertaking of renewing the policy consistently. Not exclusively is the protection offered for an expanded period, the policy additionally causes one get a good deal on premiums. An individual can decide on add-on covers in light of his/her prerequisites. It is to be noticed that this policy can be profited just if the vehicle is under 5 years of age.

Auto Secure – Two-wheeler Package Policy :

his is an every year inexhaustible insurance item which offers protection against various projections. It accompanies seven add-on alternatives, and is suited for vehicles which are more than 5 years of age.

TATA AIG Private Two-Wheeler Insurance Coverage

TATA AIG insurance policy for two wheeler covers Own Damage Two Wheeler insurance and Third-party liability insurance, additionally you can likewise, select long term policy for a long time which would help you as a two wheeler proprietor when required – if there should arise an occurrence of any mischance or accidents.

Types of coverage:

Own Damage:

TATA AIG two insurance policy will ensure you against any misfortune or damage to the two wheeler and its embellishments amid the accompanying occasions:

• Fire, blast, self-start or lightning
• Tremor, surge, tropical storm, typhoon, storm, whirlwind, immersion
• Typhoon, hailstorm, ice, avalanche, rockslide
• Robbery, burglary, revolt, strike, malevolent act
• Mishap by outside means, fear monger action
• Any damage in travel by street, rail, inland conduit, lift, lift or air

Third Party or Liability:

This policy is obligatory by the Motor Vehicle Act 1988, it is given by TATA AIG. This policy is protection against lawful liability because of incidental damages bringing about the changeless damage or passing of a man, and damage caused to the encompassing property.

Individual Accident Cover:

Coverage of 1 lakh for the individual driver of the vehicle while traveling, mounting or getting off from the Bike. Discretionary individual mischance covers for co-travelers are additionally accessible

Add-on Features of TATA AIG Two-Wheeler Insurance

Deterioration Allowance:

At the season of claim the core policy does not cover the full cost of the bicycle's depreciate parts, for example, elastic, plastic, metal parts, and so on. The deducted depreciate cost is borne by the policyholder. To battle this Depreciation Allowance cover sets aside some cash at the season of claim where the depreciable parts are repaired or supplanted totally. The cost is paid by TATA AIG.

Particular condition:

This cover is restricted to just two claims when the policy is in constrain.

Come back to Invoice:

This cover repays the underlying street expense and enlistment sum which is paid for your two wheeler which is protected. In the event that the guaranteed two wheeler experiences an aggregate misfortune or damage caused by a mischance this cover guarantees that you get a receipt cost of the two wheeler.

Extraordinary conditions material to this advantage:

1) You are the main enlisted owner of the engine vehicle

2) The fund company/bank whose premium is supported on the policy must concur in composing.

Uncommon Condition:

In the event of burglary: "No Trace Report" by police should be submitted, affirming the robbery of the safeguarded vehicle.

Consumable Expenses Cover:

The cost of consumables (brake oil, nuts, fasteners, screws, washers, greasing up oil, and so forth isn't covered in the center policy.

This add-on covers guarantees that the expenses of substitution or renewing the consumables is covered at the time claim aside from tyre(s) and tube(s).

Uncommon Condition:

Given the repairs are done at a TATA AIG approved carport

Crisis Medical Expenses Cover:

TATA AIG will pay crisis medical costs caused to the owner of the guaranteed vehicle if there should arise an occurrence of any real damage to the policyholder or any traveler/pillion because of the mishap or while mounting, getting off, driving or going in the protected vehicle.

Additionally, a Reasonable Ambulance Charges caused will be repaid in the event that one needed to contract a rescue vehicle to convey the owner or the pillion from the site of mishap to the Hospital.

Avoidance:

Any medical costs identified with an ailment, infection or medical issue which isn't specifically to mischance or physiotherapy treatment. Any medical costs not upheld by a unique bill and related solution. The cost won't be covered if the treatment is begun following 5 days from the date of Accident The sum can't surpass more than entirety protected as specified. Any cost because of the deliberate self-damage, suicide or endeavored suicide physical deformity or sickness. If there should arise an occurrence of riding affected by any inebriation.

For long term two-wheeler policy:

Individual mischance to anonymous pillion other than protected and the paid driver is accessible with an entirety guaranteed of Rs.2,00,000/ - Electrical or Electronic fittings: This covers any electronic or electrical fittings which are not in-worked with the vehicle can be covered under the top of this add-on cover.

How To Make A Tata AIG Two Wheeler Insurance Claim?

If there should be an occurrence of an episode which results in damage to vehicle/inhabitant/third-party, it is prudent to educate the back up plan instantly and start the claim procedure. One can do this by following a couple of basic advances.

• Insinuate Tata AIG by calling their 24x7 helpline. Then again, one can likewise send a SMS to 5616181 (SMS 'CLAIMS').
• The claim shape ought to be properly filled and marked. One should give data including the policy number, vehicle number, name of guaranteed individual, contact points of interest, date/time of occurrence, place of episode, misfortune acquired (property, third-party misfortune, damage, and so on.), subtle elements of driver, and so on.
• The shape ought to be upheld by reports including a police FIR (where appropriate), points of interest of police headquarters under which occurrence happened, and so on. This duplicate ought to be confirmed by approved people.
• In the event of death, a bore witness to death testament ought to be sent. In the event of other medical treatment, the medical report ought to be joined with the claim frame.
• Installment subtle elements of the individual ought to be given. These incorporate the PAN, ledger number, and so forth.
• It ought to be noticed that all data gave ought to be exact. Submitting counterfeit reports could result in the claim being rejected.

Exclusions of TATA AIG Two-Wheeler Insurance

• A policy can't be purchased if the two wheeler is foreign made
• Mechanical/Electrical breakdown
• Wear and tear, maturing of vehicle
• Devaluation
• Deliberate accidental loss
• Inebriated driving
• Damage to/by a man driving any vehicle without a legitimate permit (valid license)